We use our innovations in technology and responsible banking to offer accessible finance to millions of under-banked people throughout the world.
We are a fast growth startup that is firmly set on the course for multiple expansions across Asia to provide fully regulated and supervised financial services using our proprietary technologies. We are backed by professional investors who have committed to us with 5 million USD at seed stage.
With the help of machine learning, we offer financial products custom-tailored to the individual behavior and financial needs of the client. This includes collateral-free instant loans and lines of credit for salaried workers, lower income families, and micro-entrepreneurs.
We leverage non-conventional data sources such as human behavior to assess customers and offer better credit and higher convenience for digital banking services.
Our proprietary AI-based engine powers credit scoring assessments and financial product offerings. This allows us to analyze vast amounts of data sources, both directly and indirectly.
We leverage the latest technological innovations to overcome the multiple challenges of serving the under-banked.
Our products:
Learn more about our technologies:
featuring the following technologies:
User Data
Mobile Phone Data
Artificial IntelligenceAI
Credit Database
Bank API
We combine traditional data with non-traditional big data to unlock the credit to under-banked people around the world.
Our signature product LendMN is a mobile app based financial service that uses AI-powered technology to calculate personalized credit score for a customer, who has limited data on borrowing history. LendMN is the most convenient way to get a personal loan, requiring no paperwork or collateral.
Available for iOS and Android.
Download for IOSFor more information:
LendMN Japan. Version Coming soon...
LendMN Philippine.Version coming soon...
Our road map for the next two years sees us continuing our expansions in Mongolia and the Philippines while opening a several new markets in Asia.
LendMN Highlights
AND Global is a visionary company led by brilliant minds. Our management team is spearheaded by internationally experienced entrepreneurs, financiers and engineers.
Anar Chinbaatar
Founder and CEO
Experience: And Systems, IRO Consulting, APGO HK, G-Mobile
Bayarsaikhan Volodya
COO
Experience: Dell, Amazon
Boldbaatar Ochirsuren
Co-Founder and CFO
Experience: PwC UK
Khos-erdene Baatarkhuu
CIO
Experience: Mizuho Bank, UBS Securities Japan
Odmaa Purevsuren
Chief Strategy and Business Development Officer
Experience: A.T. Kearney, Good Pharmaceutical
Otgonbayar Purevsuren
CTO
Experience: And Systems, Mobicom, Newtel
Otgonbayar Uuye
Head of AI
Experience: Centre for Symmetry and Deformation, Mathematical Physics Group
Enkhbayar Sanduijav
Head of R&D
Experience: Hitachi Solutions
Odmaa Tsevegjav
CEO, AND Systems
Experience: MDS Khanlex LLP
Delgerjargal Bayarjargal
COO, AND Systems
Experience:Mongolian stock exchange, XacBank, Tenger insurance
Od Tumenjargal
CTO, AND Systems
Experience: TDBM
Mathew Welch
Senior Advisor, AND FSG
Experience: McKinsey, HSBC, Standard Chartered, Temasek
Oyun Sukhbaatar
CMC Consultant/FinTech business modeller
Experience:Greet Kingdom Group TDBM, Risk Management Association
Oko Davaasuren
Advisor
Experience: TechStars, UP Global, Startup Mongolia
AND Global is the ultimate parent company of “LendMN NBFI JSC” in Mongolia and also operates a financing company in the Philippines. Both of these financial institutions use our proprietary system. In order to efficiently serve the under banked, AND Global is offering similar types of partnerships with financial institutions in other countries.
AND Global believes in open access to the proprietary LendMN system. Using our world class API, financial institutions can calculate the credit risks of any customer who owns a smartphone with minimum effort.
We believe that well-implemented Business Intelligence can tremendously improve efficiency, trust, and customer experience. Furthermore, it can help drive a culture of high performance and radical transparency. That is why we built proprietary BI integrated with our platform for new products/geography launches, managing growth, and improve operational efficiency.
Since our launch, our partners have been able to monitor vital metrics and determine whether they are successful or not. The metrics that are most relevant to our financial products are pre-selected and generated in real-time within our platform.
As we expand our offerings and scale into multiple geographical areas, we believe that daily operational complexities should remain manageable. We provide Business Intelligence BI to allow business operations to scale without adding extra costs for our partner companies.
With the increasing number of investors and partners, we strive to engage them as much as we can. Our proprietary BI platform makes all crucial data visible to partners and investors in real-time. This includes, but is not limited to, financial performance, human resources, project milestones, operational metrics, and other relevant information.